Friday, December 25, 2009

Miami Herald on provisions in the health care bills:
Q: I'm over 65. How would the legislation affect seniors?
A: The Medicare prescription-drug benefit would be improved substantially under both bills, though only the House bill would eliminate the sizable coverage gap called the "doughnut hole" by 2019. Both bills would enable most seniors to get half-price brand-name drugs when they hit the gap. The final bill to emerge from conference might favor the more generous House approach.
Under both bills, government payments to Medicare Advantage, the private-plan part of Medicare, would be cut back. If you're one of the 10 million beneficiaries whom those private plans cover, you could lose extra benefits that many of the plans offer, such as free eyeglasses, hearing aids and gym memberships.
Both bills would make all Medicare preventive services, such as screenings for colon, prostate and breast cancer, free to beneficiaries.
I know of no "extra benefits" for free eyeglasses or hearing aids in my Advantage plan. Only eye exams and hearing exams are covered. Gym membership is free. I have seen such overstatements before. The real effect of health care "reform" for the over-65 cohort will be to force them out of Medicare Advantage plans and into supplemental plans, which cost more. Insurance companies will benefit.

UPDATE: Nelson exempts three Florida counties from cuts in Medicare Advantage plans.

No comments:

Post a Comment